ATTENTION CONSTRUCTION BUSINESS OWNERS: Your Workers Are Costing You $7,000 Each Per Year (And You May Not Even Know It)
Here's The Hidden Problem Costing You Money
PWC Employee Financial Wellness Surveys Show:
55% of employees are financially stressed—costing businesses thousands every year.
Financial Stress = Reduced Productivity & Increased Staff Turnover.
Employees waste 3 hours per week due to financial distractions.
As a smart business owner, you know that employee productivity and well-being are crucial to the success of your business.
A stressed employee will never be fully productive.
ATTENTION CONSTRUCTION BUSINESS OWNERS:
Your Workers Are Costing You $7,000 Each Per Year (And You May Not Even Know It)
This silent issue is draining focus, damaging your culture and costing you tens of thousands each year.
Discover what it is and stop the money leak?
ATTENTION BUSINESS OWNERS:
There’s A Costly Problem Inside Your Organisation That You Can’t Afford to Ignore?
This silent issue is draining focus, damaging your culture and costing you tens of thousands each year. Discover what it is and stop the money leak?
Here's The Hidden Problem Costing You Money
PWC Employee Financial Wellness Surveys Show:
55% of employees are financially stressed—costing businesses thousands every year.
Financial Stress = Reduced Productivity & Increased Staff Turnover.
Employees waste 3 hours per week due to financial distractions.
As a smart business owner, you know that employee productivity and well-being are crucial to the success of your business.
A stressed employee will never be fully productive.
New PWC Employee Financial Wellness Survey Reveals: 55% of Your Workforce Are Bleeding Your Profits Through Hidden "Financial Stress" Costs
The data is clear: Financially stressed employees lose 3 hours of productivity every week.
In construction, that's not just lost time—it's missed deadlines, safety risks and profit walking out the door.
THE HIDDEN DAMAGE HAPPENING ON YOUR SITES RIGHT NOW:
Your workers are:
• Checking bank balances during toolbox talks and safety briefings
• Taking personal calls about overdue bills while operating equipment
• Making costly mistakes because their mind is on mortgage stress, not the job
• Planning their exit to find "better paying" work (even though the problem isn't their pay)
• Taking sick days to deal with debt collectors and financial emergencies
Here's the truth: Your tradies are earning $80K-$250K but living paycheck to paycheck.
They don't know how to manage penalty rates, RDOs and irregular overtime.
The financial stress follows them to your site every single day.
Whether you have 20 employees or 200 every financially stressed employees cost your business money.
HOW MUCH IS THIS CRISIS COSTING YOUR BUSINESS?
Let's do the math for YOUR company:
1. Say You Have 100 Employees. 55% Are Financially Stressed. That's 55 workers losing 3 hrs per week.
2. That’s 165 Hours
Of Lost
Productivity
Every
Single
Week.
That’s 75 Hours
Of Lost Productivity
Every Single Week.
3. At a pay rate of $45/Hr x 165 Hrs = loss of $7,425 p.w.
Annual Loss = $356,400 per year
But That's Just Lost Productivity...Add another 30% for:
• Recruitment costs when good workers quit
• Training expenses getting new hires up to speed
• Lost expertise when experienced tradies walk
• Team disruption while you scramble to replace them
Your real annual loss: $463,320+
THE CONSTRUCTION-SPECIFIC PROBLEM
Your industry has unique financial pressures:
✗ Workers earning great money but don't know how to manage it
✗ Irregular income from overtime and penalty rates creates cash flow chaos
✗ High living costs + mortgage stress = constant distraction
✗ Pride and shame stops tradies from asking for help
✗ Financial stress + high-pressure deadlines + safety-critical work = disaster waiting to happen
The result? Your best workers are one financial emergency away from walking off the job or making a mistake that costs you tens of thousands.
I'M TONY HARRINGTON—AND I GUARANTEE TO SOLVE THIS PROBLEM
From broke tradie to Financial Educator for 3,000+ construction workers.
Tony went from being a broke tradie with $10 to his name to successful money coach and business entrepreneur.
I don't just teach financial turnarounds – I've lived one.
In 1994, I was rock bottom: Single dad, three kids, financially destroyed.
I turned my financial life around and now I dedicate my time and skills to helping others do the same.
I've helped over 3,000 employees reduce financial stress and transformed productivity in businesses.
Here's What Other Construction Companies Are Saying
💰 Gary Hampson, Director, Watertite Waterproofing::
"As an employer for over 18 years, I see workers constantly living in financial stress. This impacts productivity and my bottom line. Tony's workshop gave my employees the tools they needed to take control of their money, feel more confident and perform better at work."
⭐⭐⭐⭐⭐
🏗️ Joe Caprara, Managing Director, Cassaform:
"Tony ran a workshop on financial stress for my company. As an employer, I understand how staff can be emotionally affected by money pressures and how that affects workplace performance. The simple strategies Tony demonstrated were a great help to my staff."
⭐⭐⭐⭐⭐
🏗️ Colleen Sinclair, Director, Masta Scaffold:
"Tony's workshop helped ease the financial stress for our workers, leading to higher morale, positive motivation and some fantastic results. We highly recommend Tony!"
⭐⭐⭐⭐⭐
🏗️ REAL WORKERS, REAL RESULTS Mark & Skye, Construction Workers:
"We were earning big money but couldn't save for a home. Following Tony's system, we saved $110,000 in just 13 months and bought our first property. Four years later, it's worth $200,000 more."
⭐⭐⭐⭐⭐
This is what happens when your workers get financially sorted—they stay focused, productive, and loyal.
HERE'S HOW IT WORKS
STEP 1: Book Your Free 15-Minute Profit Leak Assessment
On this call, I will:
• Minutes 1-5: Ask about your workforce size, average wages, and current turnover
• Minutes 6-10: Calculate YOUR specific annual cost from employee financial stress
• Minutes 11-15: Show you exactly how I'd solve it for your business (customized to construction)
You'll walk away knowing:
✓ Your exact dollar loss right now
✓ A clear solution tailored to your company
✓ ROI projections and implementation timeline
STEP 2: I Deliver a Customized Financial Wellness Program (If It's a Fit)
Your employees get:
✓ Personal Money Health Check
✓ Cash Flow Control System (designed for tradies with irregular income)]
✓ Mortgage Acceleration Strategies
✓ Tax-smart money management for PAYG workers
✓ $3,000 Financial Success Bundle (FREE)
Your business gets:
✅ Those 3 lost hours back—every week, every worker
✅ 50% reduction in financial stress (I guarantee it)
✅ Improved safety and fewer costly mistakes
✅ Lower turnover—keep your best workers
✅ Higher morale and site productivity
The best part? Zero disruption. Your team learns online, at their own pace, after hours. Your projects keep moving.
NO LEGAL RISK. MAXIMUM RESULTS.
I know what you're thinking: "Can we even do this? What about compliance?"
Here's your protection:
✅ Educational workshops ONLY—no financial advice given
✅ Fully ASIC compliant—I'm bound by strict guidelines
✅ No product recommendations—no investments, loans, or services promoted
✅ Professional indemnity insurance—you and your workers are fully protected
✅ Proven with construction companies—zero legal issues
What I provide: Financial literacy, cash flow systems, budgeting strategies
What I DON'T provide: Investment advice, financial planning, product sales
You get all the benefits with zero legal exposure.
YOUR COMPETITORS DON'T KNOW ABOUT THIS YET...... but they will
The Construction Companies That Solve This Crisis FIrst Will Dominate
✅ They'll keep the best tradies while you're stuck recruiting
✅ They'll win tenders with lower costs and higher productivity
✅ They'll have safer sites and fewer costly mistakes
✅ They'll build unstoppable team loyalty
While your competitors lose $7,000+ per stressed employee, you'll have focused, productive workers who aren't distracted by money worries.
The question is: Will you lead or follow?
EVERY DAY YOU WAIT, YOU LOSE MONEY
Right now, while you're reading this:
❌ Your workers are checking bank balances instead of focusing on the job
❌ Someone's taking a personal call about an overdue bill
❌ A good tradie is updating their resume because financial pressure is too much
❌ A distracted worker is one mistake away from a costly safety incident
Smart construction businesses are already solving this.
The companies that act first will capture the best talent, dominate their markets and enjoy higher profits while competitors hemorrhage money.
BOOK YOUR FREE 15-MINUTE PROFIT LEAK ASSESSMENT
Here's what happens next: Click the button below and choose a time that works for you
I'll call you at the scheduled time (15 minutes, no BS)
You'll see your exact annual loss and how to fix it
If it's a fit, we'll discuss next steps. If not, no worries—you'll still walk away with valuable insights
This call is free. The insights are priceless.
If I can't show you at least $50,000 in hidden costs, the call costs you nothing anyway.
STILL NOT SURE? HERE'S MORE PROOF
🏗️ HIA Victoria (Industry Association):
"Thanks very much for your presentation on financial wellness—the timing was spot on and I'm sure the business owners got some great takeaways they can go think about and act on in their businesses."
— Stuart West, Events Manager
💼 Tamara Djordjevic, Executive Assistant MD Naked Accounting
“Tony helped us shift our mindset on money—budgeting, taking control and setting realistic goals. Our staff left feeling positive and empowered around knowing how to manage their own money in a better way.”
THE BOTTOM LINE
You have two choices:
Option 1: Keep losing $7,000+ per financially stressed employee every year. Watch good tradies walk. Deal with constant turnover, mistakes, and lost productivity.
Option 2: Invest 15 minutes to see your exact numbers and get a solution that transforms your business AND changes lives.
The call is free. The problem is costing you a fortune.
Tony Harrington
Financial Education Specialist for Construction Workers & Businesses
Helping Australian tradies live with LESS MONEY STRESS since 2011
See Where Tony Has Impacted Others...
Frequently Asked Questions
What are the legal risks? Are we liable for anything??
There are absolutely no legal risks involved. Our workshops are educational, not advisory. We don’t recommend any financial products or make specific investment advice. Our role is to empower your employees with practical knowledge and tools to improve their financial situation and reduce stress. You’re not liable for any decisions they make—only for offering them an opportunity to learn and improve their financial well-being.
How can financial wellness workshops really benefit my business?
Financial wellness workshops benefit your business by addressing a hidden cost—employee financial stress. When employees are financially stressed, it leads to reduced productivity, higher absenteeism, and increased turnover. By offering financial education, you empower your team to take control of their finances, leading to improved focus, higher morale, and better job performance. This ultimately boosts your bottom line by enhancing productivity and reducing costs associated with turnover and absenteeism..
What if my employees already have financial advisors or are managing fine on their own?
This workshop isn’t about offering financial advice or recommending specific products. It's about providing practical tools to reduce stress and improve money management. Even employees who are already working with financial advisors often still face stress around their finances. Our goal is to give them actionable steps to better manage their day-to-day financial challenges, helping them focus more at work and perform better.
What if some employees are uncomfortable discussing their finances in a group setting?
We understand that financial matters can feel personal. That’s why our workshops are designed to be informative and supportive, not intrusive. Employees are welcome to participate at their own comfort level, and everything shared in the workshop is strictly confidential. We focus on general strategies and tips that can benefit everyone, with the option for one-on-one follow-up coaching for those who prefer more private discussions.
Do these workshops really work? What’s the catch?
By offering these workshops, we can show you how we can positively impact your team's well-being and productivity. The only “catch” is that we’d love to be your partner in helping improve your workforce’s financial health and performance.
How long will the workshop take, and will it disrupt our workday?
The workshop is 30 minutes of presentation time, followed by 15 minutes of Q&A. We aim to keep it short, focused and effective, minimizing disruption to your daily operations. We can schedule these sessions during breaks, lunch hours or at times that work best for your team. The goal is to provide maximum value with minimal disruption.
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